What the bible says about women and money matters

This year, the theme for International Women’s Day which is today , “Women in leadership: Achieving an equal future in a COVID-19 world,”  with the #Choosetochallenge. Today l am writing this article with a call to action to all ladies and the girl child to be the leaders of our finances even during these times of the pandemic, lets rise up and make strides to have more sources of income and vouch to take care of our finances.

As l was preparing this article l had to go through my bible and focused on one of my favourite chapters Proverbs 31 to see what it has on this topic of women and finances. In this article l will share with you three exciting lessons l got.

Lesson 1: As women we must be in charge of our money matters.

I will quote verses 13, She selects wool and flax and works with eager hands. 14 She is like the merchant ships, bringing her food from afar.

With these two verses it shows that we must be in charge of our financial matters be it married or not. As married women we must not leave our finances for the husbands only to handle. We must be able to work together on our finances as a team and having one common goal to increase our wealth.

For many it’s a challenge on how to start engaging this money topics, because the other part does what suits them. With that you will find that you will not be able to build real wealth together as you are pulling your funds in different directions. To manage in this aspect start introducing financial dates so that you and your spouse feel comfortable having discussions of money.

We must know that engaging financial conversations with our spouse helps us to be involved with our household financial concerns, understanding if we in alignment with our financial goals. It also encourages a sense of ownership that in turn motivates us to make wise financial decisions.

Looking at this verses the Proverbs 31 women does what was common in her time to select wool and flax and liking the merchant ships. But it clearly shows that she considers all options for her to be in charge of her finances.

Lesson 2: As women we must practice frugality habits.

Verses 15 & 21 reminded me that the principles of money have been the same ever since. As they read:

15 She gets up while it is still night;
she provides food for her family
and portions for her female servants.

21 When it snows, she has no fear for her household;
for all of them are clothed in scarlet.

This truly shows a frugality habit that the Proverb 31 women would prepare food for her family and servants from what she has in her household. She prepares before hand on what she wants to cook with that we can also put the principle of budgeting.

I like when it goes to verse 21, when it comes snow times, she is not afraid because she has already prepared the clothing before the time. We can apply this in todays times if you buy your winter clothes for your family it will be cheaper than buying in winter as demand will be higher and prices tend to increase this is also vice versa with summer clothing.

Its very essential for us as women to adopt this frugality habit as the Proverbs 31 women did. We must choose to challenge the beliefs we have that we can spend money as we please and not considering the future. If you spend less and cut on unnecessary expenses that will help channel more money for savings and investing

Lesson 3: As women we must not rely on one source of income.

The Proverbs 31 women was a busy woman who was after making profitable side hustles and business let me just quote these two bible verses 16 and 24.

16 She considers a field and buys it;
out of her earnings she plants a vineyard.

24 She makes linen garments and sells them,
and supplies the merchants with sashes.

It clearly shows that from her earnings she buys a field and plants a vineyard on verse 16, this shows us that she has a vision to see a field yield fruits and create a generational wealth. Verse 21 goes on to say that she makes garments and sales them.

The Proverb 31 women had a DNA of being a serial entrepreneur, she was always looking for opportunities to increase her sources of income. I choose to challenge all ladies that we must not sleep but always look for opportunities to make more money. We need more sources of income to be able to make meaningful wealth.

The more you have more sources of income, you open that channel to let your money work for you as you will not suppress one source of income with expenses. You will be able to give each source of income a job to do, for example you can say main source of income will cover your day-to-day expenses and children education. Whilst other sources of income are for investing and building emergency fund, and letting that money grow through compounding effect which you will be comfortable with.

Let’s choose to challenge ourselves when it comes to our finances we can do better, and our future selves will thank us.

I really did enjoy putting the Proverbs 31 into the financial perspective, hopefully you also enjoyed and please feel free to share your lessons from this chapter towards your finances.






Tarie Manyonga a Financial Literacy Expert



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